When filling out a personal injury claim, you must take every step necessary to ensure your documentation is as thorough and detailed as possible. Insurers are notorious for coming up with devious methods of evading the required payouts, often attempting to blame you for your injuries instead of the true guilty party or causative circumstances. For this reason, you must collect as much information as possible that accurately reflects your victimhood, as well as the extent of your injuries. To do so, there are several critical steps to follow when filing your personal injury claim.
Depending on the kind and extent of your injuries, the filing process for your personal injury claim may move forward relatively quickly, or drag out for an extended period. Either way, the process typically unfolds according to the milestones listed here:
- Visit a medical professional. No matter how superficial you may feel your wounds are, it is critical that you acquire documentation from a licensed physician. Their word will be critical to building a substantial case for compensation. Your medical summaries will reflect your physical condition at each step following the incident, clearly illustrating the progression (or resolution) of your injury.
- Contact a personal injury lawyer. Having a lawyer is crucial to your success in securing compensation. Legal assistance is often the deciding factor in whether someone attains the financial capacity to cover their medical bills, so you must pay close attention to the quality and proven dependability of your legal defense.
- Develop your claim. Your lawyer will investigate your case and assist you in gathering more information on all events and individuals surrounding the incident. With every detail accounted for, you and your lawyer will present the claim to the liable party and their insurer. Depending on the defendant and the overarching circumstances, the case may be settled immediately after this point. If you cannot negotiate a settlement, then the case goes to court.
- File a lawsuit. If you and the defendant were unable to reach a settlement, you will need to file a claim and take the case to court. When the jury finds that the defendant is guilty, the judge will determine how much you are owed in compensation.
Personal injury claims are overwhelmingly difficult to take on alone. If you are hurt by someone, under any circumstances, and sustain physical wounds, get in touch with a physician and lawyer right away.
What to Be Aware of When Filing a Personal Injury Claim
There are a few things to keep in mind about filing a personal injury claim. Firstly, understand that some injuries will be more extensive than others. So, not all victims will have their case resolved within the same time span. For example, if you received a spinal cord injury, your doctor will need to monitor you for much longer than they would if you only got a laceration.
No matter what, though, your lawyer will ensure that your case is filed before the statute of limitations expires, thereby ensuring that you have a strong chance at securing your compensation.