Homeschooling your children has a lot of benefits to it. You can ensure your children are learning what they need to, teach them from your own bank of skills, and you can educate all year round, which is great during times of uncertainty. However, running a homeschool can be an untraditional setup. 

Kids can find it hard to adjust, especially if they’ve been in external school settings for most of their life. Helping them to settle into this new way of learning is an essential stage when you first get started, but if you’ve noticed any of your children still struggling months or even years later, it could be a sign something’s wrong.

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They Miss Having Classmates

If you’ve pulled the kids out of a public or private school to educate at home, the change can be a big one. A new environment with far less people in it – their world can soon feel much smaller. Even if homeschooling is all they’ve ever known, kids can get bored and lonely in the classroom and find it hard to make friends later on in life. 

And as a parent, this can be hard to watch. It’s why school trips and days out, arranging playdates, and encouraging extra curricular clubs is such an integral part of the homeschool experience. Children are there to learn when in the classroom, but they can still form friendship bonds outside of educational periods – they may even make stronger relationships because of this! 

They May Have a Learning Difficulty 

A learning difficulty can really put the brakes on your child’s development during their school years. Dyslexia, Dyscalculia, ADD and ADHD – they’re all hard to deal with at any age, but especially when you’ve got school work to do on a 5 day basis. And children tend to be far less disciplined and self motivating than adults, so staying focused is a skill they may never quite pick up on. 

If you suspect your child may have a learning difficulty or even a mental health issue that’s making homeschooling much harder for them, talk to a professional. Share your thoughts with them ASAP, as there may be pyschological testing available! Indeed, identifying a neurodevelopmental difference right now could be the key to unlocking future academic success. 

Their Teacher is a Little Exhausted

And no one could blame you – it’s hard to be parent and teacher both! You’re burning the candle at both ends to do the best for your children, and that can take its toll in the classroom. Your lesson plans may become more sparse, and you may get easily frustrated at various points. 

Understanding this is a possibility is halfway to fighting it. So assign days when you need to work on lesson materials and only work on those days. Similarly, when the kids take a break, make sure you do too. Enjoy your lunch – don’t work through it! 

The homeschool struggle isn’t permanent! You can soothe it with methods like these.

Keeping warm in winter is one of the fundamental needs you will always have, and something that you always want your home to provide as well as possible. But sometimes it’s just not the case that your home is doing this effectively, and when that is the case you need to make sure that you are looking at the heating system and whether it is working as it should. In this post, we are going to take a look at some of the common problems that might arise with your heating system, along with an explanation of what you can do about those issues.

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No Heating At All

If your system is not giving out any heat whatsoever, then there are a few things that might be wrong with the heating system on the whole. It might be that you need to check your thermostat – this is a wise first move, in any case – and turn it up if necessary. Or you might need to check the timer to see whether the heating is meant to come on now. And if the pilot light on the boiler is out, the boiler could need relighting. If it’s still not working after all that, you might need to get in touch with a professional.

Cold Radiators

If some of your heating is working but you also have some radiators that are staying cold, then there might be an issue with only part of the system. Generally the most common culprit of this is that you have an air lock in the system somewhere. The solution is to bleed your radiators, which is a very simple thing once you know how to do it. You just need to get your radiator key and open up the valve a little as the air hisses out. But be sure to put some towels down, in case water sprays on the floor.

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Leaking Pipes

Sometimes you are going to have leaking pipes in the system, and when that happens it’s a sign that it’s really time to get some help. This is not the kind of thing that you can probably fix yourself, so you should call in a plumber or look to using the services of a heating maintenance service company, who will be able to know exactly what is needed here. In either case, you should then be able to get your heating system up and running again soon enough, and you’ll be back to warmth in no time.

Water Gurgling

If you can always hear water gurgling through the system, that might be a sign that there is some air blockage in the pipes, and that is something that you are going to want to fix as soon as possible. This is probably going to be stopping the system from working as well as it could, so it’s a really good idea to make sure that you look into this. You might be surprised at what a difference it makes once you sort this issue out.

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Being a mother is one of the most challenging and rewarding roles a woman can take on. It’s easy to get caught up in the daily grind of motherhood and forget to give yourself credit for all that you do. 

As mothers, it’s often important (and perhaps the default) to put the needs of our children before our own, but in this way we can sometimes overlook our own accomplishments and hard work. Unfortunately, while it can seem quite self-aggrandizing to give yourself credit, failing to do so can make you question your capabilities as a mother even if you’re really rather excellent at all of the responsibilities you have to deal with in a day.

Moreover, you’re less likely to forgive yourself if you lose your temper or feel irritated by a lack of sleep, which are both entirely normal. In this post, we’ll explore some ways you can give yourself more credit as a mother, and take the time to appreciate your own efforts and achievements.

Take Time To Consider How Much You’ve Achieved

Recognize your accomplishments, and yes, successfully raising a child to whatever their current age will be IS an achievement. Without question. This means taking a step back and looking at all that you have achieved. It could be small things like getting the kids to school on time or keeping the house relatively clean. Or it could be bigger things like potty training your toddler or getting your child into a good school. Whatever it is, give yourself credit for it. Keep a journal or mental note of your accomplishments and look back on them when you’re feeling down. It’s important to remind yourself of all the things you’ve achieved, and that you’re doing a great job.

Give Yourself A Break When You Need It

Give yourself a break from time to time. This might sound a little indulgent, but you should recognize that you are only human and that you can’t do everything perfectly all the time. Give yourself permission to take a break when you need it. Take a bath, go for a walk, or read a book if your baby or child is taking a nap or at school, or if you have an evening free. You’ll come back feeling refreshed and better able to tackle the challenges of motherhood. It’s important to remember that you’re allowed to put yourself first sometimes.

Protecting Yourself & Your Child

Motherhood also means being a protector, and that means protecting your child and yourself. This means creating a safe and healthy environment for your child, both physically and emotionally. It also means setting boundaries and saying no where appropriate, be that being assertive with a teacher who seems to be dismissing your child, talking with cerebral palsy attorneys about medical negligence, or being mindful over who your child befriends and what that might imply in the long run. Doing this will help you give yourself more credit, because it shows you don’t have to be constantly affirming all the time, you can be direct too. It shows you there are multiple good ways to parent.

With this advice, you’re sure to give yourself more credit as a mother.

Fat plays a crucial role in the body, and managing it properly is essential for overall health and well-being. From hormones to energy production, fat is essential for keeping the body functioning optimally. While it’s important to maintain a healthy weight, it’s also important to ensure that the body has enough fat to support its processes. This blog post will look at the importance of fat in the body, how to manage it, and give you a few handy tips for changing your appearance!

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The Role of Fat in the Body

Fat is an essential part of a healthy diet and body. It is crucial for providing energy, aiding in the absorption of vitamins and minerals, and it helps to regulate hormones. Fat provides insulation and cushioning for our organs and protects us from outside elements. It is also the primary source of energy in our bodies. Without fat, we would not be able to survive. 

Fat is made up of three main types: saturated, unsaturated, and trans fats. Saturated fats are found primarily in animal products such as meat and dairy, while unsaturated fats are found in plant-based oils like olive, sunflower, and canola. Trans fats are processed and usually found in processed foods. 

The human body requires a certain amount of fat to maintain optimal health. Eating too much fat can lead to weight gain and increase the risk of developing certain illnesses such as heart disease and diabetes. On the other hand, not getting enough fat can lead to deficiencies. Similarly, when it comes to managing the fat cells present in your body, it’s all about balance. Too much is unhealthy, but so is too little too! 

Weight-Loss Plans Are Important

When it comes to losing weight and fat, a professionally planned weight-loss program is essential. Without it, you may be at risk of missing your goals. Having a plan allows you to safely reach your goals while avoiding some pitfalls associated with dieting.

A well-rounded weight loss program should include a healthy diet plan, exercise regimen, and lifestyle changes. A diet plan must emphasize nutrient-dense foods and balanced meals, and this will ensure you get the essential vitamins, minerals, and fiber your body needs to function optimally. Extreme diet plans found online may lead to rapid weight loss, but they also contribute to significant vitamin deficiencies and health issues. Besides, they are not sustainable. 

Additionally, when you don’t fuel your body with sufficient energy, the risk is that the body has to find its energy elsewhere to maintain its functions. This typically means muscle loss, and you don’t want that!

Following a well-designed weight loss program, you can lose weight and fat healthily without putting yourself at risk. This can help you feel better and improve your overall health and well-being. 

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Building Up Muscles Helps Fat Loss

When you build up muscle mass, your metabolism speeds up, which helps you burn fat faster. Strength training exercises are especially effective for burning fat, as they help you increase your muscle mass while also burning calories.

Lifting weights and engaging in strength training exercises build lean muscle. Increasing your muscle mass can improve body composition, making you look and feel more toned and fit.

In addition to building muscle, strength training has a host of other benefits. Regular strength training helps reduce stress and anxiety levels and even relieve depression, which can positively impact your fat loss journey. 

For best results, focus on compound exercises such as squats, push-ups, lunges, and shoulder presses that target multiple muscle groups at once.

Melting/Cooling Fat

Non-invasive fat destruction solutions, such as freezing fat or injections, are becoming increasingly popular because they can target specific fat pockets. These treatments are often chosen over surgical options due to the lower risk of complications, such as infection and scarring, and because they generally require no downtime.

Freezing fat is a procedure known as cryolipolysis that works by exposing the fat cells to extreme cold. The fat cells are killed off by the extreme temperatures, and the body naturally eliminates them from the body through its normal processes. This procedure is usually done on the abdomen, buttocks, back, arms, and thighs.

Injections of medications like Kybella and Belkyra are also used to reduce localized fat. The medications work by breaking down fat cells in the targeted areas and allowing them to be absorbed into the bloodstream for elimination.

While both methods can be effective for small and stubborn pockets of fat, they are no replacement for unhealthy dietary habits! Additionally, these are not suitable for individuals with a high body mass. 

Moving Fat to a New Location

For those looking to change the shape of their body, moving fat to a new location can be a great way to do just that. Popular procedures such as BBL are designed to take fat from areas such as the stomach or hips and transfer it to the buttocks. This helps to create the desired shape while also reducing the amount of fat in areas that you don’t want it.

This type of procedure is done through liposuction, which is the removal of fat cells. But instead of discarding the removed cells, they are processed and placed in another part of the body. As a result, the area where the fat was removed will look slimmer and more toned, while the area where the fat was transferred will look fuller and more rounded.

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Danger of Low Fat Ratio

It’s important to remember that the body needs fat cells; not all fat is bad. The danger of having too low a fat ratio is that it can have serious health consequences. For example, a low fat ratio can lead to deficiencies and hormonal imbalances, which are needed for a variety of body functions. It can also lead to an increased risk of developing cardiovascular disease, depression, and eating disorders. Additionally, if you don’t have enough fat, your body is unable to store energy, which can lead to fatigue and difficulty exercising. Finally, having too little fat can lead to muscle loss as well as an inability to maintain body temperature. 

It’s time to make peace with fat and fat cells. We’ve demonized fat far too much. Fat is not necessarily the enemy of a healthy and lean female body. Understanding your fat-management options to achieve your desired objectives is crucial in building a positive relationship with fat!

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As a new parent, choosing the right carrier for your baby can be a daunting task. With so many options available, it’s easy to make mistakes that can lead to discomfort for both you and your little one. Here are five common mistakes to watch out for when choosing a baby carrier:

Buying a carrier that does not fit your baby

Some carriers are better suited for newborns, while others are better for older babies. Make sure to choose a baby wrap carrier that is appropriate for your baby’s age and development. If you have a regular carrier, you can use an infant insert to provide the extra support a younger baby will need to fit in comfortably. If you want only one carrier to use during your entire babywearing journey, there are carriers that can be adjusted to support your little one from infancy to toddlerhood. 

Choosing a carrier that has not been tested properly 

Orthopedic specialists and babywearing experts all agree that the best way to carry a baby is when they are in an M position. This form is achieved when the baby’s thighs are spread across the mother’s torso, with the knees higher than the hips. The hip and leg joints are still in the development stage at this point, which is why letting a baby’s legs hang straight could lead to hip dysplasia. 

Aside from the M position, don’t forget your baby’s head and neck, and check that both are supported at all times. Always ensure your baby is seated securely in the carrier, and that it has been adjusted properly.

Look for carriers that have been tested and certified for safety, and have features like adjustable straps and buckles. To be safe, choose a hip-friendly product that has been tested by the International Hip Dysplasia Institute, such as the Tula baby carriers. 

Not trying before you buy

It’s important to make sure that the carrier fits comfortably on both the parent and the baby before making a purchase. This will ensure that the carrier can be used for long periods of time, without causing discomfort on the wearer.

You might be tempted to buy a carrier while you’re still pregnant just to get it out of the way, but it’s better to hold off and borrow a carrier from a mom friend or buy a gently used carrier for the first few weeks. This way, you can invest in a proper carrier and try it on with your baby before making a purchase.  

Not prioritizing comfort

Not all newborn carriers are created equal, and what works for one person may not work for another. Take your own body shape and size into consideration when choosing a carrier, and make sure it fits comfortably and securely.

Pick a carrier with wide shoulder straps and waistband that can withstand long hours of carrying and will not make you feel sore and painful afterwards. Also, choose a carrier that can evenly distribute your baby’s weight between your hips and shoulders to avoid back pain. 

Additionally, you’ll want to consider the carrier’s ease of use. Some carriers are more complex to use and adjust, while others are more user-friendly. If you’re a first-time parent, you may want to choose a carrier that is easy to put on and adjust, so you don’t have to worry about getting it right while trying to hold a wriggling baby. If two caregivers like the same carrier but have to adjust it each time for different body types, buying a second carrier can cut down on time and adjustments.

Not considering the carrier’s versatility

Some carriers can be used in multiple ways, such as front, back and hip carry, while others can only be used for one specific position. Some carriers are more suitable for certain activities such as hiking, while others are better for everyday use.

It’s important to consider how you want to carry your baby, and also factor in the types of activities you plan to do with your little one. For example, if you have an active lifestyle and go on frequent outside trips, consider a carrier that allows you to carry your child in multiple ways. 

By avoiding these common mistakes, you can make sure you purchase the best infant carrier for you, which will ensure a comfortable and safe experience for both you and your baby. 

Congratulations! You have just been promoted to the company manager. This is an exciting time, but it can also be daunting. So many responsibilities come with being a manager, and you will need to develop many skills to succeed. Don’t worry—there are plenty of tips to help you succeed in your new role as a company manager. In this blog post, we’ll explore critical information that will help you manage your team effectively and lead your business to success.

Via Pixabay

Develop Your Leadership Skills

As a manager, you must have strong leadership skills to guide and motivate your team, so make sure you focus on developing them. Take the time to learn about leadership styles, such as authoritative and participative leadership, and determine which one best suits your personality and goals. It would help if you also learned how to delegate tasks effectively and provide constructive feedback. This can help ensure that everyone is working together efficiently towards common goals.

Build Relationships With Your Team

Managers need to build relationships with their employees to work well together as a team. Spend time getting to know each individual on your team so that you can better understand their strengths and weaknesses and create an atmosphere of trust between yourself and your employees. Try hosting regular meetings where everyone can give input on projects or discuss any challenges they may face at work so that everyone feels heard and valued by their colleagues and leaders.

Set Clear Goals

Setting clear goals is essential for any business venture, especially when managing a team of people who are all working towards those same goals together. Ensure that all employees understand what needs to be done for the business’s objectives to be met and their role in achieving those objectives individually or collectively as part of the team effort. Setting clear expectations helps ensure everyone is on the same page when it comes time to get things done!

Lead by Example 

As a manager, you need to set an example for your team members by demonstrating a good work ethic, respect for others, integrity, communication skills, problem-solving abilities, etc., because these are qualities that will reflect positively on both yourself and your entire organization overall if appropriately developed from the top down within any given organization. In addition, being an effective leader means leading by example–so take every opportunity available (even outside of office hours)to do precisely this to demonstrate how successful teamwork can honestly look when executed properly.

Streamline Operations

Finally, job management methodologies can make it easier to streamline operations and ensure that tasks are completed on time. Consider incorporating job management methodologies such as XP or Lean into your team’s workflow so that teams can break down complex projects into smaller tasks and manage them more effectively. This will help you stay organized and track jobs, deadlines, and progress across all your projects.

Encourage Teamwork

Encourage teamwork among your employees. Participating in team-building activities or setting up reward systems can motivate employees to work together as a cohesive unit and help them become more productive. These strategies can also make your workplace more enjoyable and collaborative, resulting in better job satisfaction for everyone involved.

Implement New Marketing Strategies

Consider implementing new marketing strategies and staying up to date on industry trends. Overseeing the development of innovative campaigns or products can help your company remain competitive in an increasingly crowded market. In addition, by staying ahead of current trends, you’ll be able to better position your business for success and maximize its potential earnings.

Encourage Further Education

Encourage your employees to pursue further education or training in their chosen field. Investing in ongoing professional development can positively impact morale and productivity within the workplace, as well as allow employees to learn new skills that will benefit the company. In addition, this investment may also prove beneficial for you personally, as further education can give you valuable insights into the industry and help you stay ahead of the competition.

Networking

Finally, don’t forget to network. Connecting with other businesses and professionals can help you develop a robust support system that offers advice, resources, and potential growth opportunities. This could be anything from attending networking events or joining professional organizations to connecting with industry peers through social media or online forums – the key is to make sure you are building relationships and getting your name out there.

Following these tips can help new company managers get off to a successful start and create a more productive work environment for everyone involved. New company managers can achieve great success in the business world by taking an active role in leading their team, setting clear goals, encouraging teamwork, implementing new marketing strategies, and investing in further employee education.

When it comes to heart conditions and pregnancy, there are a lot of potential risks that need to be considered. The risks can be even greater for pregnant women with existing cardiac issues or those who develop them during their pregnancy. Cardiac complications in pregnancy can lead to severe consequences for both mother and baby if not managed properly. In this article, we will explore the various risk factors associated with heart conditions and pregnancy and how best to manage these risks before, during, and after delivery.

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1. Congenital Heart Failure

Congenital heart failure is a condition that occurs when the baby’s heart does not form properly during pregnancy, resulting in structural or functional defects. These defects can range from mild to severe, depending on how much damage has occurred. Congenital heart failure can lead to serious health issues for the mother and baby if left untreated or improperly managed. So, it is vital to seek medical attention immediately if any symptoms are noticed.

The most common symptoms of congenital heart failure include difficulty breathing, rapid heartbeat, paleness, and fatigue. In some cases, an ultrasound may be necessary to properly diagnose the condition. Treatment can range from lifestyle changes such as dietary modifications and exercise to medications and surgery, depending on the severity of the defect.

2. Congenital Heart Diseases

Women with existing congenital heart disease have an increased risk of cardiac complications during pregnancy. Congenital heart diseases (CHDs) are a group of heart defects that occur at birth. They can involve the structure of the heart, its valves, or other blood vessels in and around it. CHDs affect about 1 percent of newborns and are one of the leading causes of death worldwide.

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The types and severity of CHDs vary greatly; some require no treatment, while others require lifelong medical attention. Some common forms include ventricular septal defect (VSD), atrial septal defect (ASD), tetralogy of Fallot, transposition of the great arteries, pulmonary stenosis, patent ductus arteriosus (PDA), and coarctation of the aorta.

3. Heart Valve Abnormalities

Heart valve abnormalities are another risk factor associated with heart conditions and pregnancy. These types of defects involve the structure or function of one or more heart valves, which help regulate blood flow through the heart. The most common valve abnormalities include aortic stenosis, mitral regurgitation, atrial septal defect (ASD), and ventricular septal defect (VSD).

These cardiac anomalies can lead to an increased risk of stroke, congestive heart failure, and other severe complications during pregnancy if not appropriately managed. A woman’s age may also be a factor in determining her risk level; those over 40 have an increased chance of developing these health issues during their pregnancies. In addition, those with existing cardiovascular diseases such as hypertension or diabetes may be at greater risk of experiencing cardiac problems while pregnant.

4. Cardiomyopathy

Cardiomyopathy is a condition that affects the heart muscle and its ability to pump blood throughout the body. Various factors, including genetics, infections, and certain medications or toxins, can cause it. Cardiomyopathy is classified as either primary (inherited) or secondary (caused by an external factor). In some cases, cardiomyopathy may resolve on its own, while in more severe cases, it may require medical intervention such as medication or surgery.

Cardiomyopathies are divided into four main types depending on their origin:

• Dilated cardiomyopathy (DCM) occurs when the heart’s left ventricle enlarges abnormally due to weakened muscles.
• Hypertrophic cardiomyopathy (HCM): Involves the thickening of one or both ventricles due to excessive growth of muscle fibers.
• Restrictive cardiomyopathy (RCM): Results from stiffening of the walls within one or both chambers caused by scarring.
• Arrhythmogenic right ventricular dysplasia/cardio fibrosis (ARVD/C): Characterized by abnormal deposition of fat and fibrous tissue in place of muscle in the right ventricle.

Women with cardiomyopathy are at an increased risk for several severe complications during pregnancy, such as preterm birth and stillbirth. It is essential to talk to your doctor if you have been diagnosed with this condition before becoming pregnant so that they can determine the best course of action to help ensure a safe and healthy pregnancy.

4. Aortic Disease

Aortic disease is another type of risk factor associated with heart conditions and pregnancy. This refers to any condition that affects the aorta, the main artery carrying blood away from the heart. Aortic abnormalities may lead to decreased blood flow or aneurysms, which can cause severe complications if left untreated. Common types of aortic disease include aortic valve stenosis, Marfan Syndrome, and coarctation of the aorta.

Women who have any type of aortic disorder should talk to their doctor before becoming pregnant as these conditions can become serious during pregnancy. Usually, doctors recommend lifestyle changes such as avoiding certain activities, medications, and possibly even surgery. It is essential to follow your doctor’s recommendations to help ensure a safe pregnancy.

5. High Blood Pressure

Women with high blood pressure, also known as hypertension, may be at increased risk for experiencing cardiac problems during pregnancy. Hypertension can cause the heart to work harder to pump blood throughout the body and is a leading cause of stroke and coronary artery disease. It is crucial to monitor your blood pressure regularly when pregnant to reduce your risk of developing complications.

High blood pressure can be managed with lifestyle changes such as eating a healthy diet, exercising regularly, and maintaining an average weight. Your doctor may also recommend medications to help keep your blood pressure under control. Following your doctor’s advice is essential to reduce the risk of severe health issues during pregnancy.

6. Arrhythmias

Arrhythmias are disruptions in the electrical signals that tell the heart when to contract and relax, which can cause the heart to beat abnormally fast or slow. Common types of arrhythmias include atrial fibrillation, tachycardia, and bradycardia. While these conditions generally do not present a major risk during pregnancy, they can cause serious health problems in some cases.

Some arrhythmias require treatment, while others don’t. People with arrhythmias may need to take medications, have pacemakers inserted or undergo catheter ablation to correct the condition. Depending on the type and severity of your arrhythmia, your doctor may recommend monitoring during pregnancy as a precautionary measure.

Heart conditions can increase the risk of complications during pregnancy. It is essential to talk to your doctor if you have been diagnosed with any heart condition before becoming pregnant to help ensure a safe and healthy pregnancy for both mother and baby. Following your doctor’s advice and making lifestyle changes can help reduce the risk of severe health issues during pregnancy.

If you want to have a comfortable retirement, it is strongly recommended that as early as possible, you start investing. Investing for your retirement is something you need to take into consideration even while you are young. Some think that investing for retirement should start when they reach the age of 40. If you want to enjoy your retirement and live your life to the fullest, investing for your retirement should happen the moment you start earning.

Sure, you do not need to force yourself to invest all your earnings or invest a huge amount immediately. You can start in small amounts, then gradually increase your retirement investment as your income increases and becomes stable.

One type of retirement investments where you can yield great benefits is IRA, particularly precious metals like silver, gold, palladium and platinum.

If you are planning to invest in an IRA, there are many platforms and companies where you can start dealing with, and one of which is Schwab.  There is a full breakdown on CaymanFinancialReview.com, a leading precious metals website.

Who is Schwab, are they legit, are they the right company to invest for your retirement? All these will be discussed in this article.

Who Is Schwab?

They are one of the financial institutions that service not just retirement planning but also brokerage accounts, and wealth management. They have over 32,000 employees working in their three hundred sixty branches in different parts of the world.

Their company was established in the year 1971 and up until this moment, they are still active. Being in the industry for more than fifty years, expect that they can provide truthful and fair trading and investing experience to everyone.

Schwab is managing millions of investors globally and also has international prospects and assets. They are serving retail and institutional clients and most of the time considered to be the 3rd world’s biggest asset manager.

They have received numerous awards, and these are:

– Most trusted financial institutions in 2021

– Best online brokers in 2022 – as per IBD

– 2021 Nerdwallet Best Robo Advisor

– Nerdwallet 2021 Best Broker for IRA Investing

– Stockbrokers.com’s 2021 number one new tool

– Stockbrokers.com’s 2021 number one IRA accounts

One of the downsides of their company is that they do not offer palladium, platinum, silver or gold in its physical form. Meaning, investors cannot buy silver, gold, etc. directly from Schwab.

Although they offer a list of options that can allow investors to purchase precious metals, most of them are paper assets.

If you are planning to use Schwab precious metal IRA, here are the pros and cons you can encounter from using it.

Pros

– Low transaction fees

– Free ETF and stock trading

– It is very easy to open an account with them

– They have highly interactive charts

– Some of the research tools accessible on their websites can give you trading ideas

– They have wide variety of assets to offer

Cons

– The fees of their mutual funds are high

– It would be nice if they have more research tools

There are two main reasons the title of this article would have caught your attention: either you’re going to buy some gold jewelry, but not sure what exactly to get, so it would match; or you have plenty of really diverse gold items you have complications to mix. It’s not that the reason matters much as long as we are able to help your jewelry avoid lying abandoned in the box. How about experimenting with us in search of the most appealing jewelry combinations?

But before starting, let’s discuss some general rules of mixing accessories. Considering that we’re talking about gold jewelry, we should first stop mixing it with other metals. Don’t get us wrong, it’s not like a taboo, we’re supporting creativity and bold experiments with jewelry, but it may be quite a problem for a beginner. Instead of trying to make the gold and silver, for example, work together it’ll be easier to start with the all-gold items, as the jewelry made of the same material is most likely to become a nice match. There’s a nuance with the color of gold as well. As you know, the gold in jewelry can be yellow, white or rose. For the best combination it’s preferably to mix gold jewelry of the same shades, unless, once again you’re willing to try something new and extravagant. But one jewelry item containing two or three variants of gold colors can become a great idea to connect the pieces of different colors into a complete ensemble.

Moving forward, we should mention the size and style of the jewelry. It’s not obligatory for the jewelry items to be identical, but it’ll bring more harmony to the look if their size matches, or they have some common elements in design. The results of mixing massive and delicate jewelry may not be the ones you’re expecting even if the metals and colors match.

If your jewelry features diamonds don’t try to mix it with the item that has other gems, pick diamonds to fit diamonds. Pearls also make the best impression when paired with pearls. Those sophisticated materials are rather fanciful, and they don’t like to share the spotlight.

One of the most important issues that arises while picking the jewelry to wear in one look is the quantity. There’s a well-known rule of 3 in jewelry that helps even the beginners to create flawless jewelry combinations. The rule obviously suggests to wear not more than 3 items of gold at once, while keeping in mind that at least one of them should be placed further from the face. It’s a formula following which you can be sure you won’t fail.

It’s about time to see how it all works with real jewelry pieces.

Earrings

The closest jewelry piece to the face that is able to accentuate and visually alter its shape. The gold earrings can become an excellent match with a gold necklace and a bracelet or a ring. When you choose earrings as the focal element of the look, pick other jewelry to compliment them. A good idea is to select a central element of the necklace or a ring with the same design or the one that resonates with the earrings.

Massive gold chandelier earrings with precious stones should go well with a statement necklace and a flashy cocktail ring. Delicate gold hoops look nice with an elegant gold chain completed by a laconic pendant and a chain bracelet or few. A matching set of gold jewelry with pearls might have sounded like jewelry for elderly women not so long ago, but this season pearls are the top trend for young girls and jewelry sets are making their comeback. As they say, what’s old is new again. 

Necklace

Chains – that’s what we’re going to talk about, as there are no more popular necklaces today. Besides, they are quite easy to style with other jewelry. The thick these gold chains for men have a perfect companion to duet with, and it’s a massive pendant with the design of your choice. A bulky pinky ring will surely add to the statement those two are willing to make on your behalf. It’s the ensemble that displays your success and wealth. Ladies will most likely opt for more intricate gold chain necklaces that emphasize elegance and chic, though massive Cuban link chains are popular with women as well. The gold chain can be made a part of a trendy layered chain look, or become a great match with a gold chain bracelet, preferably of the same pattern. Earrings featuring chain link styles are a frequent tendency this year and can handle completing the image the necklace is trying to create as well.

Bracelets

Stacked gold bracelets are really popular these days, so you’re free to go all out here and put on as many gold chain bracelets or bangles as you like. As to the other items that are able to finish the look along with bracelets, they can be anything you may think of as long as you remember about the rule of 3. You’d also better think twice before placing all your gold jewelry on your hands and arms. A bracelet and a ring are quite enough in the area, the third item should be placed somewhere by the face, either it’s a necklace or earrings. You may also go for a bracelet and a watch, but then you’d better choose a necklace to complete the image instead of the ring. As we’ve already mentioned, gold chain bracelets match well with the necklaces of the same style. The iconic tennis bracelet looks gorgeous in the duet with a pair of shiny diamond studs. Bangles can be mixed with the large gold hoops.

Ring

It’s rather easy to implement a ring into the style. It’s the jewelry that can help you express your individuality and reveal your exquisite taste. A gold ring is easy to find pieces to match, every item described above suits its companion as long as their designs create a harmonious image.

Men should consider Gold Square Diamond Pinky Ring to polish their style to perfection. Adding a massive gold chain necklace or a single diamond stud earring will only enhance a dazzling look. A luxury wristwatch is a must-have for mixing with such a sophisticated ring. Women should take a look at a massive cocktail ring with large gems. It can be matched with a bracelet and beautiful chandelier earrings featuring the same stones, or a pendant with the design alike.

Probably, the easiest way to start building up your look with the help of jewelry is to choose a key element. Sometimes one right gold jewelry item can define not only the jewelry ensemble, but the whole outfit. Remember, jewelry is created for us to highlight our natural beauty and enjoy the opportunities it provides to upgrade our style and express our individuality. So feel free to experiment with daring jewelry combinations while relying on your common sense, keeping in mind that sometimes less is more. 

Are you constantly struggling with low levels of energy? You’re far from alone here. Plenty of people struggle to find the energy that they need to get through the day. Your energy levels can be impacted by a lot of different things in your life. That’s why it’s important to explore all the options if you constantly feel drained, whether you don’t have the energy in the morning or towards the middle of the day. 

You might think that low levels of energy isn’t a serious issue. However it can be because it can stop you functioning effectively. This may mean that you have issues with your career or even your personal life. If you feel drained, then you are always going to be far more irritable throughout the day. So, let’s explore some of the key reasons why your energy levels could be low and the right steps that you can take. 

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You’re Not Getting Enough Sleep

If you are finding that you are tired a lot of the time then this could be down to your sleep schedule. If you are not getting enough sleep then your mind and body will quickly spiral out of control. As an adult you should be aiming to get around six to nine hours of sleep each night, if you are not getting this then you will struggle to get through the day. The effects of sleep deprivation can exhibit headaches, fatigue, and pain in your eyes. If you don’t want to experience these symptoms then getting yourself into a good sleep routine will help. 

Turning off the technology and avoiding caffeine for at least a few hours before you head to bed is a great place to start with a solid sleep routine. It can be tricky retraining your brain not to fall asleep looking at a screen. 

It is all well and good sleeping for six to nine hours, however, what if your sleep is broken? If you are not getting enough good quality sleep then this can leave your energy levels low. You need to figure out why you are not getting a solid night’s sleep. It may be due to children waking you up throughout the night or a dodgy mattress. It is a good idea to change your mattress for a new one every eight to ten years. If your mattress is old and outdated then this could be the reason for your lack of sleep at night. 

Poor Mental Health

It’s important to consider whether your mental health is having an impact on your energy levels. This is a real possibility. For instance, you could be feeling depressed or anxious. If you are depressed, then you’re always going to struggle to get out of bed in the morning. You might feel lethargic or totally drained from the time that you wake up. Depression is described as deep periods of sadness that lasts for extended periods. Everyone has down days but if it’s beginning to impact how you live your life, then this is an issue that you need to pay attention to and should not ignore. 

There are lots of options to explore if you are struggling with your mental health. For instance, you might want to think about speaking to a counselor. Support from a counselor can be the right action if you have been dealing with an issue like depression for a long time. 

Stress 

It’s also possible that you are stressed. Stress is always going to cause you to feel drained. The best way to tackle this is to think about your stress triggers. What issues are disturbing your calm thoughts? This could be related to your job or your personal life. It may even be little things that irritate you such as traffic. You need to find ways to cope with these occurrences in your life effectively so that they don’t become energy drains. 

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Issues With Diet 

If you are not eating enough of the right types of foods then this can leave your energy levels extremely low. If you are relying on quick grab and go meals then these will not be very nutritious. However, if you cook your own meals and know exactly what goes into them then you will have much more luck with your energy levels. 

When it comes to your diet you need to be thinking about healthy balanced meals that tick every food group. These include carbohydrates, proteins, fats, dairy, fruit, and vegetables. If your meals are leaning more toward the unhealthy side of things then you will notice this far more. Junk food should be enjoyed in moderation as these can seriously steal from your energy. If you want something quick and easy that will instantly boost your energy levels then take a look at making smoothies. 

If you are unsure of what type of foods you should be enjoying then it may benefit you to speak with a nutritionist or dietician. They will be able to point you in the right direction when it comes to the types of foods you should be eating. 

If you feel you are not getting enough from your diet then you could look into taking a supplement. Everything you eat contains vitamins and nutrients that will have a function for the body. If these are missing then your energy levels may be on the lower side. For instance, if you don’t eat red meat or vegetables then your iron count could be low. Taking a supplement or multivitamin will ensure your body is getting everything it is missing out on. 

No Exercise 

Finally, it’s possible that you have low levels of energy because you are not getting enough exercise. People often assume that a high amount of energy is going to make you more tired than usual. However, this is not the case. In reality, the right level of energy will ensure that you are more focused and alert throughout the day. One of the reasons for this is that if you exercise you will be tired out when your head hits the pillow at the end of the day. However, if you don’t exercise and remain largely inactive, then you won’t be tired. This is another issue that can impact your quality of sleep. 

Ideally, you should be aiming to complete a solid forty-five minutes of exercise every couple of days. If you do this, then you’ll be able to ensure that your body is getting the right level of attention. The good news is that you don’t have to focus on intense forms of exercise either. Instead, you can consider exploring low impact options such as yoga. These can be incredibly beneficial because they will help ensure that your breathing is regulated as well. As such, it can ensure that your brain is gaining the right level of oxygen and allow you to think far more clearly. 

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We hope this helps you understand some of the key reasons why your energy levels might be lower than you would expect. If you are struggling with feeling drained through the day, then we recommend that you do take action, preferably before the situation gets any worse or it begins to impact your personal and professional life. For instance, you might want to think about speaking to a doctor. Don’t forget, while low energy can be an issue relating to your lifestyle, it might also be something like a hormonal imbalance. This isn’t something that you’ll be able to fix with the right lifestyle choices. Instead, you’ll need to get support from the right professional and you might even require medication.